A stay-at-home mom isn’t bringing any income in so has the luxury of being able to fail.
Whereas many of us can’t take a loss of income for months while we retrain.
You don't have any buffer at all? You're spent your entire inflated software developer salary for the entire time you've had it?
[dead]
I don't get it. Didn't you live way below your means so you can save up money for retirement? I've got enough money saved to get away with being jobless for about a decade.