alt Hacker NewsSounds really complicated, but at the end of the day as long as everyone has health insurance that's still by definition universal health insurance, right? In particular, having "a group of people that benefits from it even without paying a single euro for it" seems mandatory for it to be truly universal.
It sounds to me like you're envisioning something different from universal healthcare, but it's not clear to me exactly what.
What I want to make it clear is that people outside of Germany/Europe, especially Americans have this idea that everyone in Europe has health care because money appears magically to take care of everyone.
But that’s not the case, it is true that everyone would get health care, but a group of people pays a significant portion to maintain that system (which is turning out to be unsustainable day-by-day) compared to majority of the people that truly benefit from it. For me universal healthcare would be something that everyone contributes equally and everyone benefits equally as well.