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mitxela • yesterday at 11:13 PM • 1 reply • view on HN

Other countries solved this by doing payments in ways that fraudsters can't simulate, such as a cryptographic handshake with a chip on the card.


Replies

nickff • yesterday at 11:26 PM

This doesn't help with payments which take place without a card present, such as online and phone payments, which make up a large (and growing) proportion of transactions.

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