alt Hacker NewsIf you don't have access to a 401k at work you can contribute pre-tax to a traditional IRA instead. It is weird to have both, though.
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idiotsecant • today at 5:47 PM
From the internet: In 2026, you can contribute up to $24,500 pre-tax or Roth to your 401(k). Some plans may allow after-tax contributions up to the combined employee and employer limit of $72,000. The annual contribution limit for IRAs, including Roth and traditional IRAs, is $7,500 for 2026.
One of these things is not like the other...
But the contribution limit on the traditional IRA is much lower though.