Utility-scale solar might be cheaper but doesn't make my house resilient to grid failures. It also only benefits me when the grid is upgraded enough that ... well, it benefits me.
Plug in solar doesn't make your house resilient to grid failures either. You would need an inverter that can generate an AC output without having an existing one to follow; a disconnect to isolate you from the grid during an outage, batteries to smooth the output, an electrician to install it, and an inspection to certify that it was all done correctly.
If you are going through all of that, there is not much benefit to plug-in solar instead of traditional.
Plug in solar doesn't make your house resilient to grid failures either. You would need an inverter that can generate an AC output without having an existing one to follow; a disconnect to isolate you from the grid during an outage, batteries to smooth the output, an electrician to install it, and an inspection to certify that it was all done correctly.
If you are going through all of that, there is not much benefit to plug-in solar instead of traditional.