Generally correct. Here in Washington I could get Signature Solar to ship me 31 excellent Canadian Solar bifacial panels on a pallet for $9200 plus tax and shipping (so add another grand or so). This would be 21kW of solar (plus a bit if bifacial gain kicks in), which is a ton - you could even do some winter work with that, if angled correctly.

This setup would cost north of $50k (possibly north of $75k, depending) if installed by contractors. Labor costs are extremely high here, since COL is extremely high.