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gruez • yesterday at 8:30 PM • 1 reply • view on HN

The servicing company could be different than whoever actually owns the debt.


Replies

whaleofatw2022 • yesterday at 8:46 PM

Yep.

Some originators will hold on to servicing of your debt wherever it goes (within certain boundaries, e.x. if you go into a delinquency or reconciled delinquency state).

Those originators use it as a selling point, because many people have gotten bit by servicer flips one way or another.