A surprising number of people unfortunately seem to believe that bad things happen to people that deserve it, especially when it comes to addictions. This has been a prevalent problem with drugs, and it makes addicts ashamed, resulting in them not getting the help they need. For a long time, opioid addiction was a problem for weak, godless, poor people shooting heroin in flip houses that couldn’t possibly affect pill-popping suburbanites.

“Gambling is a problem for poor people, but not the smart, educated folks on this here forum” smacks exactly of that. So while that detail might be orthogonal to the original point, I’d agree that it’s not just a nitpick but a very real problem as a statement that is worthy of being called out.