> People love to hate on HOAs but not all are bad, and in general they are a good example of self-governance, when the alternative is having people who DON'T live in your neighborhood regulate your neighborhood. Which would you prefer?
The latter, because I can kick them out of office, and because silly rules will impact a much larger number of people, and a large number can have their voices heard.
When your HOA has only 20-30 members, variance is high. It's a lot easier for people to abuse HOA power for their own personal gains.
You can very easily run to be part of your HOA leadership, and it is significantly easier to do than kicking an elected professional-politician out of office. The biggest issue with most HOA/COAs is that basically no one (especially the people who might have some qualifications) want to participate. This leaves only the people who want to be, frankly, petty little shits. It is not hard to exert influence over a group of 20-30 despondent neighbors.