Hey just as a heads-up Microsoft accounts are free to make https://signup.live.com/
I don't want a cloud login telemetry of when I am using my computer, an account that can be disabled by a provider, and constant ads to backup to onedrive. I also moved to linux because of this. (was already a linux guy, but Windows is completely in my rear-view now.)
That is not acceptable in order to use a device you bought.
Also that means you're forced into a manditory arbitration clase and a class action waver.
But who would want that?
The stuff you have to agree to is a very significant cost. You're not just associating a username with a password.
I can get dogshit for free too. Doesn't mean I want it.
Microsoft turns on OneDrive backups by default without your knowledge or consent, sending your private files to MS servers, not only during setup but it can also happen during updates. Even when you try keep it disabled, they constantly pressure you into enabling it every time you login, and make it really easy to accidentally turn it on. Once your files are in OneDrive, MS can access them. Don't be surprised if it later turns out they're training their LLMs on people's private files.