As someone who has worked with small and medium sized businesses, reasonable is extremely variable. I'm dealing with a small business right now that can't upgrade their perfectly good computers because of TPM issues. On one hand, I kind of get the reasoning behind it, but how can you hold a business of 10 people accountable for not knowing how to buy a computer that will be reasonably future proof? Every business needs IT on hand? I think that's asking too much. On the otherhand, you should know the tools you need to run your business. There's no fine line.