At some point we need to have a tough conversation about collective civic engagement and societal dysfunction and not just individually running from it or routing around it. All these institutional problems have been stacking up for the past twenty years, they're only continuing to get worse and worse, and the most common reaction I see from it is some variation on "try to just stay out of its way".
There's a tendency for people to react to institutional problems like this by saying they'll just move over here to a blue state, or they'll monitor their accounts closer on reporting bureaus, or they'll just have a lawyer on retainer, etc, etc. If a legal system in a red state is this dysfunctional, you can't simply hide away in a blue state with better-run systems. The underlying problem - the social decay of much of the US and the broader world - needs to be directly engaged with and confronted.
We are all ears if you'd like to start that conversation. Make a page/blog post and submit it here, and accept ahead of time whatever fallout may arise from doing so. If the benefits outweigh the risks, or if you simply are at a point where the risks do not matter.
"If a legal system in a red state is this dysfunctional, you can't simply hide away in a blue state with better-run systems."
These sorts of abuses or dysfunction are rampant in all states. I can't think of a single state that actually has a good system (properly staffed, no overreach, etc).