If a peasant breaks rules and loses money, it's their fault.
If a connected person breaks rules and loses money, it's someone else's fault.
I don't make the rules, I just break them.
corollary: if you own the bank $100 and you can't pay, you have a problem. if you own the bank $100 mil and you can't pay the bank has a problem
corollary: if you own the bank $100 and you can't pay, you have a problem. if you own the bank $100 mil and you can't pay the bank has a problem