When a fraudulently obtained house costs $214k you may as well spend the $400k average house price in that city and avoid jail forever. Staying out of jail and continuing to work as a cop is easily worth more than $200k.

$214k is more than I have spent on the home I "own" (have a mortgage on) even adding in my downpayment over the last 7 years. He could have bought a home for what he claims to have spent.