Your original comment to which I was replying when you edited your comment:

> You have to count the total amount you will pay on the mortgage.

Yes. That's what I was counting, I have spent less than $214k on my house, repairs and mortgage.

Your comment after that was edited:

> A house price is a house price, you can't say it's only 20%.

What are you talking about? The question is could he have afforded a house for $214k, and the answer is yes. Houses in that area don't cost a minimum of $1 million, even the house he attempted to steal wasn't worth that much.