How long would you be able to sustain a mostly-comfortable lifestyle if you were to lose your job right now with no chance of finding new employment? If the answer is, say, more than a year, that might alter your perspective on the issue.
As the conversation was about the societal trend. For the vast majority of people the answer is <= 1 month and it drops off precipitously adding months on.
As the conversation was about the societal trend. For the vast majority of people the answer is <= 1 month and it drops off precipitously adding months on.