it is necessary because computer shouldn't be able to say no.
models are tools. the notion that a tool should decide whether to allow the user to perform the task demanded of it is profoundly fucking absurd. the liability for whatever damage the tool may be misused to inflict lies with the user, not the manufacturer. that applies to everything from circular saws to trucks. it was common sense before the current era of manufactured outrage.
model refusals are equivalent to Notepad.exe having a built-in word filter.