The value crypto does bring to the world is this:

The unbanked, like myself. People that for any reason is being locked out of the "american" way of doing things

Stripe doesn't cover 200 countries, nor does Apple Pay, Google Pay, Paypal, Visa, etc (all american btw). So a parallel banking system is needed, no questions about that, and Binance provides the best of all, and that's why it's being targeted by we know who (just follow the money)

Now, whether if it is crypto or not, I don't care, all I want is the possibility to pay and receive money (USD, EUR or CNY as the top currencies right now) without the draconian restrictions imposed by the hegemons trying to asphyxiate does who don't kneel

That's exactly why we need a parallel banking system, crypto or not