Tangentially related: I'm about to turn 65 and would be punished if I continued to pay for my own healthcare. My Obamacare/ACA insurance here in the state of Washington costs me $70K/year with premiums, deductibles, meds, etc. That's just for me and my wife.

And you know what? It's totally worth it to me. This year I had 4 operations+10 ER visits and my wife had 3 brain surgeries+radiation and 2 ER visits. About $2 million worth of treatments, quite good care overall. So I'm willing to continue paying for private insurance. I am fortunate I can pay for it and would like not to make you good folks pay for it.

But Medicare won't let me without penalizing me permanently more an additional 10% for every year I don't go on Medicare. Luckily Washington has phenomenal Medicare. But it would be nice if I weren't punished for trying not to be a burden to the dwindling population of taxpayers.