iDEAL | Wero was just a rebrand of iDEAL to make people get used to the new name Wero. The actual Wero roll-out has only just started. ASN and Bunq seem to be the first Dutch banks to actually roll out Wero (and not just renaming iDEAL to iDEAL | Wero).
Exactly. We are currently in a transition phase (of about a year iirc) where, for example, the fee will stay fixed. After that it will be a percentage of the total amount. Which is why Mollie announced[1] they would be launching a Wero alternative.
In the end this whole "buyer protection with percentage fee" is about the banks thinking: "We don't want to be a dumb digital sock for people's money. We have to provide value to them". But I want my bank to be a dumb digital sock to put my money in, nothing more. I'm really getting fat-up with all these MBA-types's thinking their company "needs to have a relation with me and add value". I mean I get emails from my utilities trying to get to know me. Seriously? I don't give a wooden nickle about my drinking water supplier. I just want to pay them and use their services and other than that I want to think about them as little as possible.
[1] https://www.accountant.nl/nieuws/2026/10/betaalbedrijf-molli...
ABN Amro also seems to be rolling out changes. I can't tell if it is just front end, but they did break some stuff. Including, annoyingly, making online payments without a phone.
The situation changes every couple of months, can't figure out if they unbroke it already.