> Does this also factor in operating costs of the vehicle? Especially considering gasoline at $4-7/gallon?

Depends on the vehicle of course. But for me at least, my 5-speed Civic for $2500 is way cheaper over its expected lifespan than a $7000 Nissan Leaf (and the Civic is way more flexible, since it can actually go more than 100km every 6 hours in the winter). At $1.50/L and 6L/100km, I can drive about 50,000km before I spend more on gasoline than the price difference between the two. The actual breakeven math (assuming 21kWh/100km) is closer to about 65,000km when factoring in electricity at ~$0.12/kWh. Oil changes are negligible (I do my own maintenance and oil changes), and a used Leaf is going to have just as many problems (if not more) with "the rest of the car" as a gas car (suspension, steering, brakes, tires, electrics, interior components, not to mention battery pack services).

If you buy a nicer EV than the break even point goes even further out. At least where I am, the EV equivalent of any gasoline car has a breakeven point of at least 50k km driven, usually more.

> Then there’s also the potential scenario of “buyer prefers an EV anyway.”

Entirely fair, but I'd still buy a generator and an EV. Because coupling your house power to your car just seems like a bad idea (to rely on it, at least; if you live somewhere that you never need to rely on off-grid power, then who really cares). For instance, my house has a sump pump that must run every ~hour or my basement will flood, and during storms that gets down to about 20 minutes. If my area doesn't have power, then I can't charge an EV anywhere nearby, and if I'm powering the house off the EV, how am I going to recharge it without my basement flooding?