True, it's a very user-oriented feature. That's why they let you disable it, and also let you edit the blacklist, so that you can prevent accidentally typing words that are offensive in your own cultural context.
... Actually I'm not sure if they let you do those.
TBF user choice and customizability aren’t very Apple things in any context.
My Apple Watch has a setting for how long the display stays on before sleep. It’s a dropdown with two choices: 15 seconds or 70 seconds. Would you prefer 30 seconds? Why not 60 seconds instead of 70 you say? Fuck you, you don’t know better than Apple designers. Take it or leave it, best we can do is 15 seconds.