The utility is preventing malware bundled with pirated apps from transferring away your personal savings in a hard-to-reverse instant transfer.
You, as a technically savvy user, could choose to use a dedicated device with an acceptable security posture for your electronic transfers.
> You, as a technically savvy user, could choose to use a dedicated device with an acceptable security posture for your electronic transfers.
Not really, I'm forced to use e.g. RBC because that's where my employer sends their matched retirement savings funds.