The prices are crazy, but the uncertainty makes the choices even harder. I have my eyes on a Framework laptop 13 for some time. I was considering buying it with less RAM now, and then buying more RAM later. Now what I fear is: by the time RAM prices become reasonable, we might as well be using DDR7. So, even with a custom-built desktop PC or a Framework laptop it would be a pity to have to upgrade everything. On the other hand, it may well be our new reality, so maybe better buying in into 64GB RAM now? Not even sure if my reasoning is correct.
Guessing you don't actually need it and you're just thinking of getting it for fun? Because if you need one and you only need 32GB of ram today then you could just buy that for now and pay the cost of upgrading whatever the ram price is in the future if you need to. And if you last until the DDR7 days when ram prices finally go down then great, you saved by not getting the full 64 GB