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thisislife2 • today at 6:14 PM • 2 replies • view on HN

Is this correct - A very important point is that debit cards offer consumer protections (chargebacks for unsatisfactory goods) - I was under the impression that only credit cards offer chargeback protection?


Replies

QGQBGdeZREunxLe • today at 6:19 PM

You can chargeback with a debit card

https://www.chargeback.io/blog/debit-card-chargebacks-guide

Liability is covered under the Electronic Fund Transfer Act

> You have zero liability if you report before any unauthorized charges are made. Reporting within two business days caps your liability at $50. However, if you wait over two business days but less than 60 calendar days after your statement is sent, your maximum liability jumps to $500. Beyond 60 days, you could be liable for all unauthorized charges.

proxyscore • today at 6:42 PM

You can chargeback sepa for longer than cards. And easier

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