alt Hacker NewsFor nearly 20 years the UK has had "faster payments", free instant transfers, now up to £1m, and while you can't send to a phone number, the routing numbers needed can't be used to withdraw so are generally safe to give to people.
For nearly 20 years the UK has had "faster payments", free instant transfers, now up to £1m, and while you can't send to a phone number, the routing numbers needed can't be used to withdraw so are generally safe to give to people.
UK system is rather inconvenient and most web sites do not have even an option to use that. And forget using that to pay in a shop. Compare that to Bizum in Spain or Vipps in Norway where one can very conveniently pay using that both online and in shops and the systems naively supports refunds and payment reservations and subscriptions similar to debit cards.