Define "leap." Do you mean

1) "I vaguely disapprove of this framing for reasons I choose not to explain?" Or do you mean,

2) "Each step violates any reasonable duty, and wouldn't be taken in a world that punished people for taking wild risks with the money of retirees, or in a world that expected the "risk" that people took when investing in stocks to actually be "risky" instead of ultimately backstopped by the taxpayers?"

I suspect 1.