alt Hacker News> people are stupid and overextend on a house or underwater basket weaving degree, that’s on them
it can't be on them; the bank will refuse to give you a mortgage you can't afford after going over your financials, and likewise school lenders asked (at least when i applied) what major you were going to use their money on
You absolutely can easily get a mortgage you can’t afford, or can easily get yourself into a foreseeable scenario where a previously affordable mortgage is now unaffordable.
The major requirement only came about in the OBBB in like 2025. I doubt that applied to you, but still, I’ll rephrase to “people are stupid and overextend on any degree that doesn’t have adequate financial return”.