When you say "they'd compensate" are you referring to us end users trying to do banking when MS or CloudFlare go down? Or are you saying the big corps themselves would compensate? Enshittification stems from there being no incentive for them to do so, because they answer to shareholders not customers or competition. If you actually want structural issues fixed, I'd implore you to please hold these organisations to a higher standard of quality. I don't understand how average folks tolerating downtime leads to structural issues being fixed.