In each similar thread there are posts disputing the ROI - most often that's a minor positive side-effect of self-hosting. Independence, privacy and unchanging, uncensored models, that makes it already worth it.
With the blasé attitude that I see, the future is gonna be filled with lawsuits back-and-forth. It’s all incoming.
Exactly, in fields like health, police, and military you really can’t accept the risks of your data leaking to a provider even if they claim to offer zero data retention.