I have no knowledge specific to Stripe or your case, but do I know that the pattern you just described - a small 1 dollar payment followed by a large payment - is the exact pattern that criminals use to test stolen credit cards numbers. My bank will automatically reject anything following that pattern, put a hold on my card, and call me to confirm whether or not I have my card.

So yeah, if your business model calls for pattern matching with how stolen cards are used, that could very well be unacceptable risk to Stripe.