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thereticent12/08/20242 repliesview on HN

My understanding is that insurance will not cover issues caused by DIY work if you did not have it permitted and inspected properly afterward. I sincerely doubt that an insurance company would be required to cover losses due to DIY electronics using parts that have not been properly safety rated. I'm surprised you think the opposite is obvious. Could just be my US perspective.


Replies

sokoloff12/08/2024

I fully expect that if I built (or bought) a power supply, plugged it into the wall, and it caught fire due to my own negligence (unintentional), that the resulting losses to the structure would be covered. (I'm in the US.) It would seem no different than if I built a fire in the fireplace that caused the issue, had a 3D printer catch fire, or had a grease fire cause the issue.

KPGv212/09/2024

> My understanding is that insurance will not cover issues caused by DIY work if you did not have it permitted and inspected properly afterward.

I would be shocked if that's true, considering here in Texas you don't need a permit or inspection to do DIY work on your own house.