Not all data brokers are sketchy, some are very good. Data brokers help assess who is creditworthy and lowers rates for more trustworthy people, and allow the creation of more specialty lending products.
Credit checks, and the 3 big companies that do it, are already pretty regulated. I don't think they're counted as data brokers that'll have to comply with Delete Act. Can anyone confirm?
Are Experian, Transunion and Equifax included in the one-click deletion?
Well they should have found a more transparent way to run their business, so they are still sketchy to me.
The big US credit score trio, Transunion, Equifax and Experian, have all had multiple, massive data leaks. This is not very good at all.