I'm extremely skeptical of financial solutions to this problem.

One of the most fundamental reasons for my own personal loneliness is that, in many of the connections I've made, they simply do not feel sincere, genuine, authentic, and simply because the other person clearly has a different motivation for "caring" about me than actually caring about me.

For example, the churchgoers I've met have always felt like they were only spending time with me to get me to become a member of their church. They were eager to throw money at me if I lost my job, or offer to help me move, but never wanted to get coffee outside church hours.

Therapists are another example, obviously financially incentivized to talk to me. There are definitely some who care simply because it's part of their personality, but that still says nothing about me and any connection they have with me.

And I shared a story elsewhere here of a priest who I had literally just met minutes before, and who actually went in for a hug the moment I mentioned having a hard time with something, as if this random hug from a complete stranger meant anything other than him following a virtue signalling script.

No, I am convinced that the solution must be free, it must be volunteers doing it without anyone knowing about it, without the belief that they're earning brownie points from God or gaining a potential member of some organization, and without getting paid or rewarded for it, except for the reward of having a new and worthwhile friendship with the lonely person.