> Choose a bank with viable web banking.

There are five options in my country, 3 of which require app push based 2FA to log into the web interface and 2 of which only have an app interfere.

Maybe I could get a EU bank from another EU country but my employer will not accept an out of country account for salary deposits because it makes their tax life difficult and my mortgage provider doesn't trust foreign accounts either.

> It's called a debit/credit card

Since about two years ago, activating a card requires the app.

Saying 'don't use those things' is not a viable solution. It's like when I was trying to move to linux a couple years ago I asked for help getting HiDPI/scaling to work and there were many responses saying 'who needs that?'

If you are a normal human being who doesn't enjoy suffering, you'll give up the idea of doing web bank on a mobile phone.

Most people don’t want to rearrange their life around what their phone can’t do.