alt Hacker NewsThis is basically Pascal’s wager. However, unlike the original Pascal’s wager, yours actually sounds sound.
Another good alike wager I remember is: “What if climate change is a hoax, and we invested in all this clean energy infrastructure for nothing”.
Interesting analogy, but I'd say it's kind of the opposite. In the two you mentioned, the cost of inaction is extremely high, so they reach one conclusion, whereas here the argument is that the cost of inaction is pretty low, and reaches the opposite conclusion.