Yes oh my god. I'm trying to rent right now and the application has me doing this fucking approveshield bullshit where they request every document you've ever had and direct access to your bank account before they'll approve that I'm not a criminal or liar. Whatever happened to bank statements?! Why does some random company need to know that my closest grocery store is kroger and i went to miniso for my girlfriend birthday, among hundreds of other small details of my life. And they weren't even satisfied with that, i had to send in a picture of my driver's license (standard these days) but the webpage opened up a qr code, to open on my phone which took me to the appstorr to download some other bullshit app to give every single permission and piece of my data to! I JUST WANT AN APARTMENT, I'VE DONE IT DOZENS OF TIMES, WHY ARE YOU TREATING MY LIKE I'M ON THE FBI MOST WANTED!
This is just an artifact of the legal environment in many jurisdictions which makes it almost impossible to build new apartments (supply shortage) plus ridiculous tenant protection laws which make it nearly impossible to evict deadbeats.
Because one of the facets of the New World Order is treating mere mortals as guilty by default.
Might be time for "public-facing" bank accounts in the same way that people have public-facing social media accounts.
(I'd say "refuse" but I recognise you're not in a strong bargaining position here and you have to choose your battles).