alt Hacker NewsYou don't have a laptop or desktop for those things?
Whilst I may not represent the average person, I have no need to check bank statements or manage insurance immediately, so I can wait until I'm at a 'real' computer to do it more conveniently and easily and with a bigger screen and keyboard and mouse.
GPs point about the 'relationship with the smart phone' seems to be pertinent. "need to install an app" to do these things only makes the point stronger.
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> You don't have a laptop or desktop for those things?
> Whilst I may not represent the average person, I have no need to check bank statements or manage insurance immediately
I think a lot of people check to make sure how much money they have before they make some purchases, especially big ones. Or, they check with this card declined (might need to move some money from one account to another or use a different card).
I teach high school and see students doing this all the time when buying food for lunch. I can't imagine it's any less prevalent amongst adults of a certain generation.
I certainly need to know how much money I have at any given time when I'm shopping. Seems fairly privileged (not in a bad way) to not need to think about that.
My bank only has two options for authentication: Either you use their mobile app or buy an authentication device from them that's the size of a small phone. Either way I need a handheld device.
I can't say I'm happy with the direction of things. They used to offer slips of paper with single-use codes that worked fine, but those are now deprecated in favor of the smartphone app.