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OptionOfTyesterday at 7:27 PM4 repliesview on HN

I'm from Belgium, and even with public transportation, there are a large group of people dependent on their driver's license.

But if you ask someone if they'd drive without insurance, or without driver's license they look at you like you've asked them to do the impossible.

Whereas in the US no-one bats an eye when that happens. Half the time the cops just issue a ticket, and don't even tow the car.

And now people who obey the law need to take out extra insurance for under/uninsured motorists.


Replies

JumpCrisscrossyesterday at 7:41 PM

> if you ask someone if they'd drive without insurance, or without driver's license they look at you like you've asked them to do the impossible

To wit: Europe's 1.8% (and Belgium's 0.7%) uninsured-driver rates are a fraction of America's 15% [1][2].

[1] https://www.mibi.ie/ireland-may-have-highest-level-of-uninsu...

[2] https://www.iii.org/fact-statistic/facts-statistics-uninsure...

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aziaziaziyesterday at 7:57 PM

> there are a large group of people dependent on their driver's license

Are there "no licence cars" in Belgium and the US ? Basically a moped motor and a seat inside a box. 45kmh and no highway, but a bit more confortable and fast than a ebike for rural environment.

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vector_spacesyesterday at 8:00 PM

You are right that this happens frequently in the United States compared to Europe, but you are overstating the degree to which this culturally and legally acceptable. People who are doing this are not typically broadcasting it to others, and I can assure you that when they do, for the most part people will tend to "bat an eye" at the very least.

Note that motor vehicle insurance in most of Europe is more tightly regulated and generally more affordable than in the United States. Also, I suspect the car-dependent individuals in urban areas with robust public transportation in Belgium are generally vastly higher income than the typical uninsured compulsory driver in the United States. Happy to be corrected though

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JuniperMesosyesterday at 8:10 PM

> But if you ask someone if they'd drive without insurance, or without driver's license they look at you like you've asked them to do the impossible.

> Whereas in the US no-one bats an eye when that happens. Half the time the cops just issue a ticket, and don't even tow the car.

A lot of the people driving without insurance or licenses in the US are illegal immigrants, which means enforcement of driving illegally is caught up in the same cultural-war fight over immigration law enforcement that has dominated American news since Trump got re-elected. "And now people who obey the law need to take out extra insurance for under/uninsured motorists" is specifically an anti-illegal-immigrant talking point.