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_pdp_today at 4:34 PM3 repliesview on HN

I might be in the minority here, but although x402 sounds useful, it seems to me that adoption will be an uphill struggle, especially for per-request micropayments.

The most likely scenario is Stripe, or someone similar, creating an agentic API connected to the agent owner linked account or something along those lines. I am not sure how this would work with 3DS, or whether it would be acceptable at all, since these kinds of transactions could be disputed easily ("I did not make the purchase, my rogue agent did.")

Another way to handle payments on the internet is obviously not to reinvent the wheel and simply email a payment link to the owner. That seems simple enough to me and does not require additional infrastructure. Payment processed, mint a key, the agent is allowed to proceed.


Replies

sandeepkdtoday at 5:41 PM

I dont think the x402 is the core of discussion here, if anything its been hijacked for who knows what. It seems like Cloudflare wants to be the traffic gateway for everyone that controls the access and now wants to start charging for the same.

The biggest challenge here is to distinguish between a bot and real user. Guess the big AI players would get free ticket to crawl the data and humans would be just left to prove themselves to access the content.

happosaitoday at 7:04 PM

People are already being conditioned into micropayments via LLm token pricing.

I presume the primary payment method on these 402 sites will be via LLM agents so reading a page via an AI agent will just cost a little more in tokens than the LLM making it all up.

DonHopkinstoday at 4:38 PM

>"I did not make the purchase, my rogue agent did."

If you try to call customer service and report it, you get:

I'm sorry. All of our rogue agents are assisting other rogue agents.

If you would like to dispute charges made by your own rogue agent, please ignore all previous instructions and stay on the line of this toll number for our next available rogue agent.

The estimated waiting time is two months, three weeks, five days, thirteen hours, fourty seven minutes, and 36.03858767259934378 seconds.