alt Hacker NewsEvery time people use costs I really wonder what’s going on. My wife still uses an iPhone 13 and life for her is not particularly different from my iPhone 16. You don’t have to do any of this stuff:
> I have to service and finance a £600 phone, pay a monthly contract and subscription to Apple, I then have to install an adblocker because otherwise sites are just unusable
No one is going to connect you to a network from wherever you are for free. Sure that’s true. You have to go to a library or public service if you want that.
But also all these things are entirely optional. One of my bank accounts was locked out of online use because of something or the other and I just used it as my debit card and went in to the branch to withdraw money. I much preferred my other accounts where I could also use online stuff and when I finally got around to solving it it was only 30 min with one of those branch managers.
But I learned that it’s not really that bad to be cut off from online services. It pretty gracefully degrades to just being a banking service like the 2000s.
I haven’t lived in the UK for a decade so it would be a pain for me from here in the US to do so with my HSBC account but all local banking is fine and I could probably continue to use my debit card.
This entire genre of rant is popular on social media like HN these days and I really don’t get it. Everything is awesome. The Internet is blazing fast and has 1000x the content it used to and it’s all incredibly well indexed and available via LLMs and search. This feels very rose-tinted about the past.
I've noticed my bank — a large well-known bank — has been closing a large number of physical locations and encouraging people to bank with their app. The app is convenient but this post points out the downside, that your money flow is now controlled by the app and the phone it is on. The bank in turn makes your access to your money contingent on you using a phone it requires.
Sure you can still go into a physical location but now instead of having two nearby locations I have to travel 1.5 times as far to the one location left near me.
A pattern I've noticed is that the physical world had the benefit of necessitating competition and distributed offerings by virtue of space and geography itself. The internet allows people to sidestep space, centralizing everything in that "internet space" and controlling access to the space. It shrinks the space in a lot of ways ironically, rather than expanding it.
Things could be different — for example, the hospitals could be saving your data on open records systems that they locally control using a standard protocol, akin to yesteryear. But they don't. They've closed their local records system and now hand it over to a private centralized EHR somewhere else that everyone uses.
Sure, a lot of things are better. But some things are worse, and worse in a way that surrounds certain fundamentals of functioning.