> Forget the ridiculous minimum coverage requirements, a huge percentage of Americans drive around with no insurance whatsoever

Here in New Zealand you aren’t required to have insurance at all, although every gets healthcare and lost wages paid for (ACC) in cases of injury, which is a kind of insurance.

lol as a Canadian my insurance company recommends the maximum civil liability coverage (2 million) if one plans to drive in the US. Those lawsuit-happy Americans and their private health care systems haha.

Something people that bitch about the high cost of California vs Florida won't mention is how high auto and home owners insurance is in Florida. Florida is a high risk state with a lot of fraud.

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