Never having heard of it before, the moment I read "cash like tokens in your account" I was immediately out. Also claiming buyer privacy when the money ultimately has to come from a bank transaction or another digital transaction leaving some sort of trail is a false illusion.
You need to read more carefully. "Cash-like tokens in your wallet under self-custody." would be correct. Taler has no accounts.
Yeah, so it isn't intended to you. It is intended to be electronic cash, where the seller still has accountability for regulators and the buyer has some minimal amount of protection.