> You'd have said the same thing in 1928...
Hindsight is 20/20. Besides, what good is panicking? It won’t help with the inevitable; better to adapt and save for it.
> the tools that make the problem require better tools to solve them
You’ve found the opening :-)
How long would you be able to sustain a mostly-comfortable lifestyle if you were to lose your job right now with no chance of finding new employment? If the answer is, say, more than a year, that might alter your perspective on the issue.
Sorry but you are coming off as utterly tone deaf and patronizing. People are losing their jobs. This is not a small thing and it will cause a lot of misery for those people. To effectively tell them to man up and to adapt when that simply isn't an option is losing sight of the human angle. Not every problem is a technical one and not every problem can be solved with technology.
I'm not worried about myself, I've had a lot of luck in my life for which I'm super greatful. But I'm also quite aware of the exceptional position that puts me in and how many people are not so fortunate that they could probably live on their savings for the rest of their life if things ground to a halt.
Most people live paycheck to paycheck, or they may have a few thousand bucks in savings at most. They've worked hard all their lives and simply were never in a position to save enough against this kind of eventuality because the deck was stacked against them.
Have a heart, and realize that barring a couple of unfortunate moves it could be you looking at your last 500 bucks with rent due and a couple of mouths to feed.